by minimizing any job hazards. You should always be evaluating all aspects of your workplace to ensure the safest environment possible.

seriously. If not addressed, it can result in a substantial premium increase. If a business owner chooses not to respond to a workers’ compensation auditor, the auditor will process the audit with an automatic increase in payroll of 50%. The business owner will be billed for the additional premium based on the automatic payroll increase. It is in the policyholder’s best interest to be responsive if contacted by an auditor.

may be conducted to capture your actual payroll for the policy term and determine your final premium. If your payroll is higher than estimated, you will owe additional premium.  If it is lower, you will receive a return premium.