Tips & Advice

CI - Commercial Property

limits should be an amount sufficient to rebuild the structure and replace fixtures at current replacement cost prices.

CI - Workers Compensation

seriously. If not addressed, it can result in a substantial premium increase. If a business owner chooses not to respond to a workers’ compensation auditor, the auditor will process the audit with an automatic increase in payroll of 50%. The business…

PI -Umbrella

is extra liability insurance that protects you if you are sued.

PI -Umbrella

costs $200 to $500 a year!

CI - Workers Compensation

may be conducted to capture your actual payroll for the policy term and determine your final premium. If your payroll is higher than estimated, you will owe additional premium.  If it is lower, you will receive a return premium.