Tips & Advice Archive

CI - Workers Compensation

may be conducted to capture your actual payroll for the policy term and determine your final premium. If your payroll is higher than estimated, you will owe additional premium.  If it is lower, you will receive a return premium.

PI -Umbrella

they take effect only after you’ve exhausted your liability coverage under your auto or homeowners policy.

CI - Contractors

safety glasses, hearing protection and hard hats will reduce your liability exposure.

PI - Flood

for outdoor furniture and landscapes in a flood insurance policy.

PI - Flood

for your flood insurance to take effect.