Flood

Did you know your homeowners insurance does not cover flood?  Flooding occurs in moderate-to-low risk areas as well as in high-risk areas. Poor drainage systems, rapid accumulation of rainfall, snowmelt, and broken water mains can all result in flood. Properties on a hillside can be damaged by mudflow. Structures located in high-risk flood areas have a significant chance (26 percent) of suffering flood damage during the term of a 30-year mortgage. In a high-risk area, your home is twice more likely to be damaged by a flood than by fire.  We hear the horrible stories everyday about people losing their homes.  While we can’t stop Mother Nature, we can certainly prepare for the worst.  Why take the chance?  Give us a call and let our experience go to work for you.


Did You Know ... ?

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Testimonials

  • Speaks for Itself

    I’ve been with NIVLA for more than 7 years. Being with one agent for 7+ years speaks for itself.

    Trevor Padarat, Jamaica, NY
  • Know Great Service

    You would not know great service until you stop by this office.

    Chandra Rasiawan, Woodhaven, NY
  • Very Kind

    The staff at NIVLA Insurance was very kind and answered all my questions thoroughly.

    Samora Gray, Westchester, NY