Workers Compensation

Workers’ compensation, also known as workmans’ comp, is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries and illnesses. In general, an employee with a work-related illness or injury can get workers’ compensation benefits regardless of who was at fault — the employee, the employer, a coworker, a customer, or some other third party. In exchange for these guaranteed benefits, employees usually do not have the right to sue the employer in court for damages for those injuries.  Call us for more information or to obtain a quote.


Did You Know ... ?

  • CI - Commercial Auto
    Commercial Auto

    Despite the large size of the vehicle you’re maneuvering, don’t feel as if you’re already the king of the road. You still need to be considerate of the cars passing by you or traveling beside you to keep the traffic smooth-flowing. Don’t be in a rush and cut in front…

  • CI - Business Owner
    Business Owners

    One of the first questions every small business owner must consider is whether to operate as a sole-proprietorship or as a corporate entity. Operating as a sole-proprietor costs no money because you don’t have to pay to create legal documents and tax returns. Whether you should continue to operate as…

  • Hand in bandage
    The maximum benefit is…

    26 weeks in a 52-week period.

  • Luxury Home
    Homeowners

    A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more.  Smoke alarms are another biggie. While standard in most modern houses, installing them in older homes can save…

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Testimonials

  • Very Kind

    The staff at NIVLA Insurance was very kind and answered all my questions thoroughly.

    Samora Gray, Westchester, NY
  • Found Us the Best Deal

    My wife and I were shopping for home insurance. It was a hassle until we called NIVLA Insurance. They shopped, compared rates and coverages with many insurance companies and found us the best deal. I would highly recommend them to anyone who’s looking for home insurance.

    Harrinarine & Sharda Deodat, Bronx, NY
  • Service was Awesome!

    My friends told me about NIVLA Insurance so I decided to give them a try.  I’m glad I did. Their service was awesome!

    Aniel Bhola, Oceanside, NY BBB Transport, Inc.