Contractors

The primary purpose of purchasing contractor’s insurance is to protect oneself against liability. When working as a contractor, ample opportunities for injury or damage present themselves. By purchasing this type of insurance, you can protect yourself against a lawsuit or from other damage. Many different types of contractors can buy these types of policies and they can be customized to protect against the risks that are inherent with each individual type of profession.


Did You Know ... ?

  • CI - Commercial Auto
    Commercial Auto

    Despite the large size of the vehicle you’re maneuvering, don’t feel as if you’re already the king of the road. You still need to be considerate of the cars passing by you or traveling beside you to keep the traffic smooth-flowing. Don’t be in a rush and cut in front…

  • CI - Business Owner
    Business Owners

    One of the first questions every small business owner must consider is whether to operate as a sole-proprietorship or as a corporate entity. Operating as a sole-proprietor costs no money because you don’t have to pay to create legal documents and tax returns. Whether you should continue to operate as…

  • Hand in bandage
    The maximum benefit is…

    26 weeks in a 52-week period.

  • Luxury Home
    Homeowners

    A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more.  Smoke alarms are another biggie. While standard in most modern houses, installing them in older homes can save…

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Testimonials

  • Makes Sure I’m Covered

    With so many things to keep up with, it’s nice to know that my insurance agent makes sure that I’m covered.

    Angie Neil, Jersey City, NJ
  • Found Us the Best Deal

    My wife and I were shopping for home insurance. It was a hassle until we called NIVLA Insurance. They shopped, compared rates and coverages with many insurance companies and found us the best deal. I would highly recommend them to anyone who’s looking for home insurance.

    Harrinarine & Sharda Deodat, Bronx, NY
  • Speaks for Itself

    I’ve been with NIVLA for more than 7 years. Being with one agent for 7+ years speaks for itself.

    Trevor Padarat, Jamaica, NY