Contractors

The primary purpose of purchasing contractor’s insurance is to protect oneself against liability. When working as a contractor, ample opportunities for injury or damage present themselves. By purchasing this type of insurance, you can protect yourself against a lawsuit or from other damage. Many different types of contractors can buy these types of policies and they can be customized to protect against the risks that are inherent with each individual type of profession.


Did You Know ... ?

  • CI - Commercial Auto
    Commercial Auto

    Despite the large size of the vehicle you’re maneuvering, don’t feel as if you’re already the king of the road. You still need to be considerate of the cars passing by you or traveling beside you to keep the traffic smooth-flowing. Don’t be in a rush and cut in front…

  • CI - Business Owner
    Business Owners

    One of the first questions every small business owner must consider is whether to operate as a sole-proprietorship or as a corporate entity. Operating as a sole-proprietor costs no money because you don’t have to pay to create legal documents and tax returns. Whether you should continue to operate as…

  • Hand in bandage
    The maximum benefit is…

    26 weeks in a 52-week period.

  • Luxury Home
    Homeowners

    A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more.  Smoke alarms are another biggie. While standard in most modern houses, installing them in older homes can save…

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Testimonials

  • Definitely Recommend

    I would definitely recommend NIVLA Insurance Agency to my friends.

    Shamiza & Sean Ally, Richmond Hill, NY Bargain 99 Cents
  • Makes Sure I’m Covered

    With so many things to keep up with, it’s nice to know that my insurance agent makes sure that I’m covered.

    Angie Neil, Jersey City, NJ
  • Service was Awesome!

    My friends told me about NIVLA Insurance so I decided to give them a try.  I’m glad I did. Their service was awesome!

    Aniel Bhola, Oceanside, NY BBB Transport, Inc.