Cargo

Cargo insurance provides coverage against physical damage or loss of goods during shipping, whether by land, sea or air. Because of the many dangers inherent in shipping, most individuals and businesses choose to insure their goods while they are in transit. However, many different types of cargo insurance are available and it is important that you work with an agent that knows exactly what you want before taking the insurance, or you may find yourself not covered for every eventuality.


Did You Know ... ?

  • CI - Commercial Auto
    Commercial Auto

    Despite the large size of the vehicle you’re maneuvering, don’t feel as if you’re already the king of the road. You still need to be considerate of the cars passing by you or traveling beside you to keep the traffic smooth-flowing. Don’t be in a rush and cut in front…

  • CI - Business Owner
    Business Owners

    One of the first questions every small business owner must consider is whether to operate as a sole-proprietorship or as a corporate entity. Operating as a sole-proprietor costs no money because you don’t have to pay to create legal documents and tax returns. Whether you should continue to operate as…

  • Hand in bandage
    The maximum benefit is…

    26 weeks in a 52-week period.

  • Luxury Home
    Homeowners

    A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more.  Smoke alarms are another biggie. While standard in most modern houses, installing them in older homes can save…

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Testimonials

  • Makes Sure I’m Covered

    With so many things to keep up with, it’s nice to know that my insurance agent makes sure that I’m covered.

    Angie Neil, Jersey City, NJ
  • Speaks for Itself

    I’ve been with NIVLA for more than 7 years. Being with one agent for 7+ years speaks for itself.

    Trevor Padarat, Jamaica, NY
  • Definitely Recommend

    I would definitely recommend NIVLA Insurance Agency to my friends.

    Shamiza & Sean Ally, Richmond Hill, NY Bargain 99 Cents